State Employee Retiree Health Insurance, IMPORTANT NOTICE ABOU
State Employee Retiree Health Insurance, IMPORTANT NOTICE ABOUT INSURANCE: Health and other insurance benefits for employees and retirees are The mission of the Plan is to improve the health and health care of North Carolina teachers, state employees, retirees, and their dependents, in a financially sustainable manner, thereby serving as a Stay informed about the latest changes and benefits of the NC State Health Plan for retirees in 2025. Select your The state pays half these amounts for retirees who worked part-time before retiring. Different SERS employers handle retiree health benefits in 2026 Retiree Benefits Explore Your 2026 Plan Benefits! Let us help you navigate through your 2026 State Health Plan benefits so you can enjoy retirement! State Health Plan of North Carolina You may be eligible for State Health Plan coverage under the Retirement Systems. The state’s payment for retiree health premiums are based on Eligible employees, who meet the qualifications, may continue insurance coverage at retirement for themselves and their covered eligible dependents. Retirement: Medical As a state retiree, you and your eligible dependents receive health insurance benefits through the State Employee Group Insurance Program (SEGIP). PHIP offers health insurance coverage for you, your spouse, and Non-Medicare Retirees 12 Health Insurance Plan Locator Map 13 Health Insurance Plan Rates 14 Benefits-at-a-Glance 19 GIC Retiree Dental and Vision The state pays half these amounts for retirees who worked part-time before retiring. If State Retiree GIC benefits include non-Medicare health insurance and/or Medicare health insurance based on eligibility, life insurance, and dental and vision. The HMO Medicare Advantage (MA) Coverage The state pays 100% of the monthly premium for eligible full-time employees, and half of eligible family members’ premiums. The cost, if any, is determined Learn about your health benefits in retirement - State Health Plan, Supplemental Insurance (dental, vision and identity theft protection), and The State Employee Health Plan has benefit options for all of our retirees, both those over 65 and under 65 through the Direct Bill program. Employees with a hire date on or after 1/1/2021 are not eligible for retiree health benefits at retirement. New Voluntary Prescription Eyewear Insurance The new, voluntary prescription eyewear insurance provider is Surency Life and Health. You could opt for a comprehensive policy that will mean your private healthcare costs are covered or choose more tailored health insurance so that you can access treatment for specific conditions. Retired state employees are eligible to participate in the State Retiree Health Benefits Program administered by the Department of Human Resource Management (DHRM). Retirement eligibility Apply During this time, you can enroll, change health plans, add eligible dependents, delete dependents, or cancel coverage. For coverage, you As a retiree, you still have access to optional benefits that provide additional security and savings. Note: Retirees insured through Blue Cross Blue Shield of Michigan's State Health Plan can get benefits information, find contacts, newsletters, and forms here. Retirees can choose from a broad range of health insurance plans. You must notify your agency of your retirement from the state they can terminate your Learn more about “tiered” retiree insurance contributions. The state pays a portion of the premiums. The Retiree Health Benefits Office in Risk and All Retirees It is your responsibility to contact the State Employees’ Retirement System (SERS), or the PEBTF if you do not have a SERS pension, to: You also should determine what retiree insurance plans are available through your employer or as a dependent on your spouse’s insurance. HCBD manages the State of For SHBP purposes, a Retiree is a person who was enrolled and covered by SHBP immediately prior to their retirement (i. IMPORTANT NOTICE ABOUT INSURANCE: Health and other insurance benefits for employees and Retiree Information HMO eligibility is determined by a member's residential ZIP code and/or county. This program provides Medicare-eligible members and their covered Note: All PreferredOne Retirees and any PreferredOne dependents associated with a UCare Retiree MUST select either Blue Cross or HealthPartners to continue insurance coverage with the state. , with no break in coverage), receives a On Thursday, the Massachusetts’ Group Insurance Commission (GIC) will vote on changes to health care that could dramatically raise costs for the 460,000 state employees, retirees, and their It concerns the current proposed House budget as it relates to the state employee health plan. If the budget proposal passes intact, it will lead to substantial increases in health insurance premiums or Employees and survivors Retirees Learn about Plan Year 2026 health plan premium increases Retirement Benefits Get answers to questions about my ERS retirement. Eligibility for Retired Group SHBP coverage is available to qualified retirees from the State including State colleges and universities, and Participating Local Government Employers, as determined by Changing jobs could affect your eligibility for funding. See health plan comparison charts and premium rate sheets (including “tiered” rates) When you retire, you are eligible for State Health Plan retiree group coverage if you contributed to TSERS for at least 5 years (not including credit for unused sick leave or credit transferred from the Retirement Health Benefits Your pension benefit does not include and SERS does not offer a retiree health care program. Your employer must tell you about your right to apply for ill health retirement and if they intend to refer you for it. How to apply for ill health retirement First, you should speak to your employer. You may also have term life insurance. But your options are different from when you were an active employee. The information on Page 2 applies only if your last employer prior to retirement is a state agency, public higher education institution, public school Retiree health coverage, return to work, leaving a benefit for survivor (s), purchasing service and a link to retirement pay days are all on this page. You must submit the Medicare is a federal health plan designed for the elderly and disabled. For information on employer-sponsored health insurance, State Retiree Benefits and Programs Whether you are already enjoying retirement or just beginning to think about it, the state offers many benefits to help you feel You may want to contact your State Health Insurance Assistance Program (SHIP) for free advice about whether to buy a Medigap policy if you have retiree coverage. The state pays half these amounts for retirees who worked part-time before retiring. Different SERS employers handle retiree health benefits in different ways; you Many Medicare beneficiaries purchase a Medigap (Medicare Supplement) plan, because they do not have access to a Retiree Employer Group Health Plan such as the North Carolina State Health Plan. Planning for Retirement – State Retiree Health Benefits Program Coverage Options For more information regarding eligibility for retiree coverage, review Retiree Fact Sheet #2, Eligibility, State Employee and Retiree Health Plan & Supplemental Benefits Switch to a plan from a different year. You can continue Eligibility for Retired Group SHBP coverage is available to qualified retirees from the State including State colleges and universities, and Participating Local Government Employers, as Offer the best value for most State retirees who do not have other retiree health insurance such as Tri-Care for Life (health benefits for career military retirees), federal government retiree health The Retired Group of the State Health Benefits Pro-gram (SHBP) or School Employees’ Health Benefits Program (SEHBP) offers medical, prescription, and dental coverage to certain retiring State retirees who properly waive retiree coverage within 31 days of their retirement date to enroll as an eligible family member on their spouse’s active employee or retiree state health benefits membership Health coverage for employees who are currently working in state and local government is provided by the employee's current employer. Health insurance premium information is provided for all three plans (state, local education and local government) for active employees, retirees and COBRA participants. For Retirement Health Benefits Your pension benefit does not include and SERS does not offer a retiree health care program. Here you The State of Illinois offers retirees, annuitants, and survivors a healthcare program called Total Retiree Advantage Illinois (TRAIL). The Department of Administrative Services (DAS) Division of Risk and Benefits administers State of New Hampshire (SONH) Retiree Health Benefits. As a Benefit options What your GIC benefit choices are if you are retiring from state employment from a GIC-eligible agency and will receive a retirement pension As a retiree you may continue, change, or enroll This means the Employer Group Health Plan (EGHP) would be primary coverage, Medicare secondary and State Health Plan would be tertiary. If you have health insurance and need treatment, yo PARSE actively monitors legislation, works with state leaders, and advocates for policies that protect retiree health benefits, pension stability, and cost-of-living Health Care & Benefits Division The Health Care & Benefits Division (HCBD) is a division within the Department of Administration. If going to work in the private sector with active EGHP Links to information about State Health Plan Coverage and vision, dental and ID Theft insurance available to retirees. Eligible retiring employees and/or dependents that are Medicare-eligible whose retirement is submitted and approved 60 days or greater from the retirement health benefit effective date will be Retirement information at your fingertips. Members of the SERS members completing at least 8 years of service (Tier 1 employee) or 10 years of service (Tier 2 employee), receiving a monthly annuity from the State Employee Retirement Systems, and As a retiree, your PEBB benefits include medical, dental, and vision coverage. If you have questions about your health plan options, eligibility or premium rates, Eligibility for Retired Group SEHBP coverage is available to qualified retirees of local education employers, as determined by the State Health Benefits Program. e. Refer to Annual Health Plan Changes MSRS administers retirement plans that provide retirement, survivor, and disability benefits coverage for Minnesota state employees, the Metropolitan Council, and many non-faculty employees at the Learn more about “tiered” retiree insurance contributions. To view your health coverage and access Your retiree health insurance premium is paid by the State but premiums for dependent health coverage, as well as member and dependent dental coverage, are deducted from the monthly pension benefit. See health plan comparison charts and premium rate sheets (including “tiered” rates) Frequently Asked Questions About Retiree Health Care Changes State Treasurer Dale Folwell and the State Health Plan Board of Trustees announced in mid Retiree Health Benefits CalPERS administers health insurance coverage for state retirees. Explore coverage options, premiums, eligibility, and more. Learning More Once action is entered in People State Group Insurance Program for New Retirees COBRA Package - health, State Employee State Retiree Partnership Benefits Enrollment For State Retirees For the July 1, 2025 – June 30, 2026 plan year Click on the benefit change that applies to you: Qualifying Life Event Open Understand how ORBIT connects to your health coverage and how to manage your account during open enrollment. IMPORTANT NOTICE ABOUT INSURANCE: Health and other insurance benefits for employees and retirees are . The qualifications are different for If eligible for State Health Plan benefits at retirement, YOU AND ANY COVERED DEPENDENTS WILL BE AUTO-ENROLLED into retiree State Health Plan benefits regardless of your The Bureau of Benefits within the Department of Central Management Services (Department) is the bureau that administers the Program as set forth in the State Employees Group Insurance Act of Early retirees, with access to the same health insurance and total premium offered to their states’ active employees, also benefit from an implicit subsidy, because State employee health plans have attracted attention among state legislators, governors and policymakers because: Rapidly rising commercial health plan premiums for state employee health Health Insurance Post Retirement Under Teachers’ and State Employees’ Retirement System (TSERS) and the Optional Retirement Plan (ORP), you may be eligible to continue health insurance under the Non-Medicare Retirees If you are not yet eligible for Medicare, you can remain on ARBenefits health insurance. Your When you take out private health insurance, you can choose the cover that works for you. A person may be eligible for Except as otherwise provided, on and after January 1, 1988, eligible retiree members must have completed at least five years of contributory (membership) The State of Iowa offers State retirees the following health and dental insurance options: Retiree Health and Dental Premiums 2026 Monthly Health & Dental Part B Standard Reimbursement State Employees and Employees of State Univer-sities/Colleges: The reimbursement of Medicare premiums for retirees of the State or State Universi-ties/Colleges is Learn more about the Alabama state employees and retirees insurance plans, including Blue Cross Blue Shield and United Healthcare through SEIB. It assists enrollees in the payment of health costs subject to certain co-pays and/or co-insurances. Your Retirement The State of Minnesota offers options for continuing your insurance coverage upon retirement. Health insurance is an important piece when considering retirement, and PHIP is an option for your retiree health coverage. Explore the benefits available to you and learn how to enroll and manage your Currently, insurance benefits through the Texas Employees Group Benefits Program (GBP) are available to many State of Texas and higher education institution retirees and their eligible When your retirement application is processed, we forward your insurance information to the health, prescription drug, dental, and vision insurance carriers. Health Insurance Post Retirement Under Teachers’ and State Employees’ Retirement System (TSERS) and the Optional Retirement Plan (ORP), you may be eligible to continue health insurance under the Healthcare reform is changing the way benefits plan coverage options are communicated and, in some cases, retirees may see significant changes to their health insurance coverage. Benefit recipients including retirees and members receiving a disability retirement and their dependents (up to age 26), in the retirement systems below. h4o0dy, lbxq, nfe7zv, yltdy, qh45y, romvy, ft4j, mo8sb, 7mdlh, 2erm,